Turn Times
We have access to the largest library of
back title making our turn-times impossible to beat and
allowing us to speedily resolve stale, un-discharged liens.
24 Hours a Day — 365 Days a Year
Premier Title & Escrow
understands that a loan closing should not disrupt a
borrower's life or work schedule. We
understand that the key to the mortgage industry is
reputation and we are a reflection of the loan officers,
brokers, lenders and banks we represent. For us, your
borrower's convenience is our highest
priority. In compliance with state law, we will conduct the
closing at any time and any place. We do not utilize the
point and sign process, but rather, your borrowers have
24-hour access to an attorney to answer their questions
before, during and after the loan closing - even in
non-attorney states.
Guaranteed Fees
Premier Title & Escrow guarantees all of its title
fees for both purchases and refinances in all 50 states.
Unlike our competitors that require you place an order prior
to receiving a Pre-Hud, Premier Title & Escrow will provide you with a
username & password to access fees anytime, anywhere,
immediately. We also offer manual Pre-Huds, which are
completed and returned to you within 20 minutes of request.
This helps you to be exact with your borrower from the get-go
and minimizes the need to re-disclose. Providing accurate
figures and an exact Good Faith Estimate from the beginning
helps foster trust and increases Borrower satisfaction with
the transaction, creating a higher closing ratio. We as your
partners are happy to provide this service. We also will
create templates for your company expediting submission and
approval of Hud-1 settlement statements and ensuring that the
closing takes place on time.
Reverse Mortgage Closing Specialists
Premier Title & Escrow is a
member of National Reverse Mortgage
Lender's Association (NRMLA) and our staff
members are currently completing the requirements to become
Certified Reverse Mortgage Professionals (CRMP). We are
familiar with guidelines governing reverse mortgage loans,
and, therefore, are proactive in ensuring that title to the
property is consistent with relevant law and guidelines. Our
Closing Agents and Signing Agents are well-versed and trained
in reverse mortgage requirements and can provide Borrower
with extensive guidance and support throughout the closing
process. Premier Title & Escrow recognizes that seniors need special care
and goes above and beyond to make the process convenient and
uncomplicated. Furthermore, we utilize vetted signing agents
and conduct background checks so you can be sure your
borrower is in safe hands. A process that is the norm for us,
but has yet to be adopted as an industry best practice.
All-Inclusive Service
Premier Title & Escrow is able to handle all
aspects of the settlement process. We have extensive
experience with Consolidation, Extension, Modification
Agreements (CEMA), which can save thousands for the borrower
in the State of New York. We also provide Trust
Certifications, allowing the borrower's
property to remain in trust, while ensuring your lending
criteria is met. We maintain a database of relevant state and
federal law, as well as disclosures that you can access at
any time.
REO Nationwide
Premier Title & Escrow has nationwide experience
providing comprehensive Title and Escrow solutions for the
entire default process from pre-foreclosure to purchase and
right through REO. We provide centralized management of
nationwide REO title orders for lenders, loan servicers and
asset management companies. We can provide Title Report,
Title Commitments as well as full settlement services from
start to finish. Our full service team approach, advanced
technology systems and national network of attorneys
facilitates a convenient solution for title and closing all
from one corporate location.
Regulatory Compliance
Premier Title & Escrow was one of the
first title companies in the country to provide regulatory
assistance and comprehensive compliance services. Regulatory
issues can be complex, confusing, and time consuming. We have
specific expertise with the regulations, the regulatory
process, and the agencies that write and enforce the
regulations. No other company has the experience, education
or designations that Premier Title & Escrow's staff has
in the field of regulatory compliance. From the initial
assessment phase through final implementation of a compliance
monitoring program, we are the experts in this field. We
routinely provide record-keeping systems, forms, written
procedures, training, and on-going compliance assistance to
our clients.
Licensing
Premier Title & Escrow routinely assists our clients in
achieving a statewide, region-wide, or nationwide mortgage
presence. Whether you are seeking to expand slowly or need a
national presence immediately, Premier Title & Escrow will meet and exceed
your expectations. We'll take care of the
licensing so that you can focus on lending. We have more than
15 years of experience and expertise to provide assistance
with obtaining state licenses for residential mortgage
lending, mortgage soliciting and brokering for companies and
originators. We recently assisted two national banks in
launching their residential mortgage platforms. We are also
able to assist you in your strategy for expansion.
Furthermore, we can assume the responsibilities of renewals
and annual reports. We can provide as much or as little
assistance as you need.
Reporting
Premier Title & Escrow can customize its services to your
needs. Additionally, we can provide reporting for virtually
all client requests. Our clients are able to track their own
efficiency through our reporting. Additionally, our
Funding/Delayed Funding Report has allowed several lenders to
increase on time fundings substantially, which leads to
savings, increases borrower satisfaction and fosters repeat
customers and referrals.
Integration
Premier Title & Escrow has created web portals for fast,
easy integration and data exchange from each of point of our
process. By integrating with Premier Title & Escrow, you can streamline your
internal process and decrease your labor costs.