Premier Title & Escrow reserves the right to alter this policy at any time and will post future amended documents at this location.
The Premier Title & Escrow web site is defined as publicly accessible pages hosted under the domain "http://www.ptecompany.com," any web address ending "http://www.ptecompany.com," or any website, within the Premier Title & Escrow IP address range, that is maintained by Premier Title & Escrow employees or departments or units, acting within their respective scopes of employment.
Collection and Sharing of Supplied Personal User Information and Data
Premier Title & Escrow uses the Premier Title & Escrow website for business purposes and is committed to fostering and protecting the privacy of personal information. The web site will not collect personally identifiable information (personal data) about visitors, such as name, address, telephone number, or email address unless the information was provided voluntarily. Visitors should not voluntarily provide personal data if they do not want it to be collected. When collected, personal data may be used in the following ways:
Premier Title & Escrow will not sell, rent, or market personal data to third parties.
In some cases, information that is not personally identifiable may be automatically collected and/or logged. For example, information about the visitor's browser, operating system, IP address, and the domain name of sites that are linked to the web site allows Premier Title & Escrow to accommodate the needs of the majority of visitors. It also assists with troubleshooting and diagnoses if there are problems with servers, and the information helps produce important statistics on how often pages are visited. Finally, this information can be used in the detection of security breaches and the safeguarding of Premier Title & Escrow computing resources.
Use of the website is subject to all applicable state and federal law. It is Premier Title & Escrow's usual practice not to share any personal information. However, when circumstances arise for the need to share information gathered from its computing resources within the www.ptecompany.com IP Address space, Premier Title & Escrow may share as:
Premier Title & Escrow has taken several steps to safeguard the integrity of its communications and computing infrastructure, including but not limited to authentication, monitoring, auditing and encryption. Security measures have been integrated into the design, implementation and day-to-day practices of the entire operating environment as part of its continuing commitment to risk management. However, such activities should not be construed as any warranty against the unauthorized breach/failure of these security measures.
Information Placed Automatically on Visitors' Computers (Cookies)
When visitors view the web site, some information may be stored on their computer. This information will be in the form of a "cookie" or similar file. Cookies help web authors tailor web sites to better match user interests and preferences. With most Internet browsers, users can alter user preferences to erase cookies from their hard drive, block cookies, or have it prompt the user to either accept or refuse to store the cookie. Most browser help files have detailed instructions on how to set user preferences for cookies.
In compliance with state and federal law; Premier Title & Escrow will not use permanent cookies or any other invasive tracking programs that monitor and track web site viewing habits, unless they meet the following criteria:
Certain sites, pages or page links may, however, use transactional cookies that facilitate business transactions.
Online Surveys and Other Information Provided by the User
From time to time there may be online surveys being conducted on Premier Title & Escrow web sites. Persons responsible for conducting online surveys that collect personally-identifiable information should clearly state at the survey site the extent to which any information provided will be shared or protected. Aggregate data from surveys may be shared with external third parties in ways that do not compromise privacy.
Compliance with Relevant Federal and State Information Privacy Laws
Premier Title & Escrow is committed to complying fully with the Children's Online Privacy Protection Act. Accordingly, if a user of the web site is under the age of thirteen, such user is not authorized to provide Premier Title & Escrow with personally identifying information, and Premier Title & Escrow will not use any such information in its database or other data collection activities. Users under the age of thirteen and their parents or guardians are otherwise cautioned that the collection of personal information volunteered by unauthorized children online or by e-mail will be treated the same as information given by an adult until Premier Title & Escrow becomes aware that the user is under the age of thirteen and such information may be subject to public access.
In addition, Premier Title & Escrow is committed to complying fully with, among all other applicable federal and state laws:
This information should not be construed in any way as giving business, legal, or other advice, or as a warranty against unauthorized breaches/failures of Premier Title & Escrow computing resources, the security of information provided via the Premier Title & Escrow web site. Access to the Premier Title & Escrow web site is provided subject to the following terms and conditions. Please read these terms carefully as use of the Premier Title & Escrow web site constitutes acceptance of all of the following terms and conditions.
Disclaimer of Liability
In no event shall Premier Title & Escrow its departments/units and employees, be responsible or liable, directly or indirectly, for any damage or loss caused by or in connection with, use of, or reliance on, any information, products, or services available on or through the web site. Premier Title & Escrow, its departments/units and employees, shall not be held liable, and do not assume responsibility, for any improper or incorrect use of the web site. This disclaimer of liability applies to any damages or loss, including but not limited to those caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record(s), whether for breach of contract, tortuous behavior, negligence, or under any other cause of action.
Users of the web site should be aware that periodic changes may be made to the information provided on the web site. Also, users should be cautious about information from the web site that is obtained through sources other than web pages, as electronic data/information can be altered or become out-of-date subsequent to original distribution.
Disclaimer of Warranties and Accuracy Information/Data
Although the information/data found using the web site have been produced and processed from sources believed to be reliable, no warranty, expressed or implied, is made regarding accuracy, adequacy, completeness, legality, reliability or usefulness of any information. This disclaimer applies to both isolated and aggregate uses of the information. Premier Title & Escrow provides this information on an "as is" basis. All warranties of any kind, expressed or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, freedom from contamination by computer viruses and non-infringement of proprietary rights are specifically and generally disclaimed.
Disclaimer for External Links
Disclaimer on Linking to Premier Title & Escrow Web sites
Premier Title & Escrow encourages and permits links to content published on the web site. However, any linking should not (1) implicitly or explicitly suggest that Premier Title & Escrow, its departments/units and employees promotes or endorses any third party's causes, ideas, web site content, products or services, or (2) use Premier Title & Escrow content for inappropriate commercial purposes. Premier Title & Escrow reserves the right to withdraw permission for any link.
Choice of Law
Construction of the disclaimers above and resolution of disputes thereof are governed by the laws of the State of Rhode Island. The laws of the State of Rhode Island, U.S.A., shall apply to all uses of this data/information and the web site. By use of the web site and any data/information contained therein, the user agrees that use shall conform to all applicable laws and regulations, and user shall not violate the rights of any third parties.